Reasons to Get a Travel Insurance Policy Even if Airlines Refund for Cancelled Flights

Today, the airline industry has workforce shortages due to a rise in demand for travel. In these uncertain times, you may be unsure of how to safeguard your trip. Consider buying a policy like Bajaj Allianz travel insurance, which would reimburse you for the costs incurred as a result of flight cancellations or delays, provided that the cause of these events falls under the policy’s terms and conditions.

Do airlines always refund for a flight cancellation?

Under the law, airlines must issue a refund if a flight gets cancelled and the consumer chooses not to fly. Airlines must also give a refund if the airline makes a significant schedule modification and considerably delays a trip and the consumer decides not to fly.

Where’s the catch? We lack a universally accepted definition of “substantial delay,” thus this might be instead decided on a case-by-case basis.

Everything, such as the length of your journey or delay, would affect your refund amount. *

Importance of having travel insurance even if the airline refunds for cancelled flight tickets: If an airline cancels your flight and you decide not to reschedule, you would be entitled to a refund. However, airlines would not be legally compelled to refund you for other trip fees due to a cancelled flight, such as tour tickets, prepaid hotel stay or a cruise.

The prepaid cost of your vacation significantly surpasses your ticket cost, so it would be prudent to acquire an international travel insurance plan that covers additional non-refundable expenditures if your flight might get cancelled.

For instance, checked bags might be covered for loss or delay by the majority of travel insurance policies. *

In what ways might travel insurance be not all-inclusive?

Travel insurance companies might offer many different kinds of coverage to meet the needs of various vacation scenarios. You need not opt for a full coverage package when planning a day vacation. On the other hand, if you are planning a multi-week trip abroad with numerous prepaid expenses and a more flexible itinerary, you may likely need more comprehensive coverage.

There are certain country-specific tailor-made travel insurance plans that you can buy too. For instance, there is travel insurance for Schengen countries that you can buy, especially if you are planning to travel to Europe. Evaluating and reviewing policies thoroughly to ensure you would be buying adequate coverage might be crucial. *

Should you get travel insurance?

Suppose your vacation does not include airfare, rental cars, hotels, or other prepaid expenses, and your existing health insurance would be valid in the country you would be visiting. In that case, you may not require travel insurance. Otherwise, travel insurance is a must for the peace of mind and safety that you deserve.

Finally, remember that you cannot buy travel insurance once your trip starts. So it might be crucial to plan and select the right coverage before you go on your trip. Bajaj Allianz travel insurance policies are very popular among travellers as the company seems to have very great reviews online and a good claim-to-settlement ratio. *

* Standard T&C Apply

”Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale. ”

Related Posts

What is Personal Accident Cover and What Are the Benefits It Offers?

riding a bike is fun and exciting. It is one of the easiest ways to

Electric Bike Buying Guide: How to Save Money on EV Bike Purchase

Electric vehicles, especially hybrid cars and completely electric bikes, have become quite popular in India

Ensure You Have Bike Insurance to Avoid Paying Heavy Fines

Two-wheelers are the most practical and economical way to get around in urban or rural